Early state bank of Texas. Organized in 1910 as Guaranty State Bank with H. D. Reynolds as the first president. L. F. Gerlach, second president, operated one of city's best-known stores. The descendants of J. L. Muller, third president, have served as leaders in the bank since 1910. Ollege Morrison, fourth president, owned Livingston Drug Company for many years. Miss May Andress, daughter of S. J. Andress (an organizer of the bank), was on board of directors longer than any other member. The bank took present name in 1925. This is third location.